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Post by MotherCreator on Jun 16, 2019 4:38:18 GMT
A letter arrives at the CST Guildhouse{Guild Action CR} 7
Note : +3 PP is added to PP required for this guild action. Make sure to include that in your calculationThis guild action is reserved for Cobalt Sky Trades & Expedicktion
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Post by lowdefinition on Jul 13, 2019 10:20:32 GMT
Days Happened : 645 - 665
Initial PP : 8 + 3 = 11
Guild : Cobalt Sky Trades & Expedition
Means of Completion :
Upon receiving the letter. Erina was deep in thought of what feat would the guild do to get a seat at the Roundtable. As there's a lot of work currently in their mind. There's the disappearance of Sylpha which Cobalt Sky decided to pitch in for help, and then there's the search for the legendary weapon... And then this... Upon having a lead from Aravia, and after a few days conversing with one of the princes there. Erina hatches a plan that perhaps could be possible to be the company's stake for the Roundtable seat. She decided to propose a regulated loan system. Applied by studying Aravia's financial system and made some few changes to it. From there, she gathered everyone and assign them tasks to make this plan works.
First, the system itself. She assigned Celia and Fir to do the job. They created a system where, to register, one must have a clear identity and a fallout plan in case of bankruptcy and failure to pay the loan. This would allow the system to create a range of loans fit for the loanee to borrow and repay. And in case of usage, one must have a relative or a guarantor to prove that the loan would be used for business or urgent needs, not to gamble or waste it all away. Proving trustworthyness of the loanee. They also create a possibility of people to make an investment on this loaning system, and make a working agreement with a local and probably now defunct slave mining company to make the mine a place for the loanees who can't pay work to repay their loan. The guild also repurposes their farm for this as well.
Meanwhile Marcia, Scylla, and Merisa are tasked to relay this new system to the people of Geiselburg. Convincing potential loanees to use this new system they proposed as opposed to the shady loan shark practices. Meanwhile also talking to the current loan sharks about this new system and regulations and how they must abide to this new regulations when it came up and running. Convincing them to be an investor/guarantor in this new system, if they're willing to take a slight cut of profit caused by this new and more healthy practice. If they don't however, Marcia and Scylla will have to use force to convince them to stop doing loan shark practices.
Erina herself will make a move towards the Roundtable. Proposing this regulated loan system and how it would be good for the Roundtable and the people of Geiselburg. For one, reducing crime rate from unpaid loans, increasing people's prosperity and business growth... And then she also proposes that any profit that comes from this practice to be used for building Geiselburg, and to think of it as something to raise sympathy from the people to the Roundtable. Social Responsibility as they say. This system will be very healthy for Geiselburg's growth and the Roundtable's standing to other places as she says herself.
All in all, their stake for the Roundtable seat... Is to create a healthy and regulated loan system for the city.
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Post by MotherCreator on Jul 15, 2019 14:35:37 GMT
Guild Action Success! 4 XP Gained! PP required is 8!
The first loan institution has been formed (you can name this yourself). Geiselburg has turned to better direction thanks to the regulated loan system. People are no longer afraid of loan sharks biting into them. As a result new businesses popped up in the city and all around it. Some loaners from outside the city even came to ask for funding in their enterprises. Cobalt Sky Trades & Expedicktion has successfully planted their stakes in the Roundtable.
CST is now in the Roundtable All members of CST gained the perk : Cobalt Sky
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